Best coverage for traveling out west in an OLD motorhome?
Posted: July 1st, 2011 | Author: | Filed under: Common Questions | Tags: best, coverage, Motorhome, Traveling, west | 1 Comment »I was looking into getting the following:
*Geico-state minimum (incl. under insured uninsured motorists)
*Good Same Platinum Roadside assistance
*Allstate Motor Club – Platinum Elite.
Im not good with insurance and stuff like that. I just know that full coverage still wont cover the price of my rv because it is over 30 years old. Is there a better plan?
What do you need to cover? In the off chance the RV is totaled, do you really want an equivalent replacement?
If it were me, I’d just get middle-of-the-span liability coverage 100K/300K/100K, and skip the damage insurance. Dents add character.
As for road side assistance, that depends on how likely the thing is to quit and one’s willingness to be inconvenienced vs. expense. If towing a car or carrying a motorcycle, don’t bother with the assistance. If the hulk comes to a halt, just ride off in search of a mechanic and persuade/cajole/bribe them to come to the stalled site. Since a breakdown is actually pretty unlikely, you get to save the cost of the service. Though AAA (and CAA) are pretty good bargains in themselves, plus they have free towing.